Indiana counties with poor health in for insurance rate increases

Ben Middelkamp, Logansport Pharos-Tribune:

Individual premiums for healthcare under the Patents Protection andAffordable Care Act could go up in counties with poorer health, according to a Ball State University study.

The study said counties with poor health, specifically high diabetes incidence, could see a rise in the premiums because of the healthcare act. In Cass County, 35 percent of the population are considered to have adult obesity and 17 percent has poor or fair health, according to County Health Rankings and Roadmaps.

About 10.6 percent of adults 18 years of age and older have diabetes in the county, according to Indiana Indicators.

Paying for health insurance is a matter of helping all people in the pool. What most people assume is that we’re insuring everyone for things that happen almost completely out of our control, like being hit by a car or genetic factors like heart disease and cancers. It’s another thing entirely when your rates go up because your neighbor doesn’t exercise and eats a poor diet.

It’s expected young people paying for insurance by themselves will see the highest premium increases and little to no increase in the subsidies to offset the premium bumps.

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